Banks & NBFCs

Faster digital onboarding for borrowers — and an early warning when their risk changes.

Talk to us about Banks & NBFCs

Loan book watchlist

1,120 borrowers · checked daily

Monitoring

Shakti Castings Pvt Ltd

GSTIN cancelled · GST

NEW

Deccan Agro Traders

Udyam status changed · Udyam

Metro Textiles Pvt Ltd

New recovery suit filed · eCourts

Kaveri Poly Products

No changes · All sources

Early-warning alert sent to the credit team

Illustrative preview — sample data

The challenge

Where risk slips through

Borrower KYC and business checks are run once at sanction, then rarely revisited until something has already gone wrong.
MSME and business loans need GST, MCA, Udyam and director checks stitched together from different sources by hand.
Re-KYC of a large back-book is slow, manual and hard to prove to an auditor.

How Attestr helps

The solution

Digital KYC
Verify PAN, Aadhaar (via DigiLocker), bank account and face match in one digital journey — no branch visit.
Business KYC (KYB)
Pull GST, MCA, Udyam and director data for business borrowers from one integration.
Continuous Risk Monitoring
Keep the loan book on watch for GST cancellations, registrar status changes and new litigation.

In practice

What this looks like day to day

An NBFC lending to small manufacturers runs PAN, GST and Udyam checks at application and adds every sanctioned borrower to a watchlist. When one borrower's GST registration is cancelled mid-tenure, the credit team is alerted the same week — long before the first missed EMI.

Illustrative scenario